Finance on Your Own Website Disclaimer

Finance on Your Own is a consulting agency that provides guidance and educational resources to help individuals navigate tax relief and student loan repayment options. We do not guarantee specific outcomes, reductions, or resolutions within a set timeframe, as results depend on individual circumstances, including the client’s ability to follow guidance and submit accurate and timely information. Finance on Your Own does not assume any tax or student loan obligations, nor do we make payments to creditors, loan servicers, or government agencies. We do not provide tax, bankruptcy, accounting, legal, or financial planning advice.

Before enrolling in any program, clients are encouraged to review all materials carefully and understand the potential impact on their financial situation, including their credit rating. For more details or if you have any questions, we recommend consulting with a Finance on Your Own representative.

Testimonials Disclaimer

All estimates and statements regarding program outcomes are based on historical client experiences. Individual results vary based on financial status, tax or student loan situation, and the client’s ability to complete necessary steps accurately and on time. Among Finance on Your Own clients who seek tax relief guidance, approximately 30% qualify for an Offer in Compromise (OIC), 40% qualify for Installment Agreements (IA) or Partial Payment Installment Agreements (PPIA), 15% qualify for Installment Agreements (IA) with Penalty Abatement, and 15% are placed in Currently Not Collectible (CNC) status. For student loan relief, eligibility for programs such as Income-Driven Repayment (IDR), Public Service Loan Forgiveness (PSLF), or Total and Permanent Disability (TPD) discharge depends on government program requirements and individual qualifications.

Finance on Your Own provides consulting and educational services only; we do not file applications or communicate with the IRS or loan servicers on behalf of clients. Interest and penalties may continue to accrue until obligations are resolved.

Testimonials reflect individual client experiences and are based on specific circumstances. Some individuals may have received compensation for their honest feedback. No testimonial should be considered a promise, guarantee, or prediction of your specific outcome.